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Before buying life insurance, you need to understand how it works, even as circumstances in your life change. Transferring ownership of a life insurance policy is one strategy for adapting to those changes. For example, if your attorney suggests creating a life insurance trust, signing over your policy might be necessary. Similarly, you might find … Read more

You might think that in order to be physically healthy you need to eat right, sleep well, and exercise. Well, you’re absolutely … right. Those things are definitely important. But they aren’t the full story of how to maintain good health. In fact, optimism affects physical health, too. There are a number of benefits of … Read more

Ted from accounting who always wants to talk about his fantasy football team. That one colleague who insists on microwaving leftover tuna in the office break room. And don’t get us started on the printer, the one that somehow gets a phantom load paper error every single week, and might just inspire us to go … Read more

Receiving an inheritance is usually a good thing — you might receive money, property, and sentimental items that remind you of your loved one, like their favorite watch or jewelry. But sometimes, it’s not a good thing at all. That’s because it’s possible to inherit debt after someone’s death. Below, we’ll cover everything you need … Read more